CONSUMER
ACCOUNTS

STUDENT
ACCOUNTS

BUSINESS
ACCOUNTS

Consumer Checking

Personal Touch Checking - If you've been looking for checking services that have your needs and interest in mind, then you've come to the right place. Taylor County Bank is a Hometown Bank with services that we think you'll find will fit your busy schedule - and your pocket book.

Better than Free Checking! - What better offer can you get? While other banks offer no minimum balance, Taylor County Bank goes several steps better to show you just how serious we are about being your bank.

  • No minimum balance
  • No per check charges
  • $5,000.00 Accidental Death and Dismemberment Insurance
  • First order of 200 personalized checks free!
  • No monthly service charges
  • And a STAR Card!

BanClub Checking! - BanClub is for those aggressive people that want even more out of their checking account. Just look at what BanClub Checking can bring you. Interest Rates

  • No minimum balance
  • Personalized checks - no charge (ever)
  • $10,000.00 Accidental Death and Dismemberment Insurance
  • Auto Trip-Tick (great when planning vacations)
  • Travel discounts (hotels, theme parks and more)
  • Discounts on many banking services
  • TCB Check Card (must qualify)
  • Home Inventory Log
  • Travelers Checks

You get all of this for a low monthly fee. See BanClub brochure for full details.


 

Classic Choice and Classic Choice Gold! - For those of us that are more mature. Being older has its advantages - two in fact. If fees are important, then Classic Choice is the checking account for you because there aren't any as long as you maintain a balance of $100.00.

If interest on your money is important, then it's Classic Choice Gold. - Offering no minimum balance, $10,000.00 AD&D Insurance, bank product discounts, local merchant discounts, all your personalized checks at no charge and more. Oh, and did we mention, interest is paid on your balances? All for a low monthly fee. See the Classic Choice, Classic Choice Gold brochure for more information. Interest Rates

So if you're looking for a bank that has your checking interest in mind, why not open one here? You'll see the difference in banking when your checking needs are tailored to you.

NOW Plus
Earn interest on all your checking dollars. This account has a low minimum of $ 300.00 and interest is paid on all balances.

Money Market Account
This investment account offers limited access( 6 transactions per month) but offers a better rate than NOW Plus. There is a minimum balance requirement of $ 500.00. For additional information feel free to contact us at anytime.

VIP Money Market Account
A tiered Money Market with all the requirements of our Regular Money Market but offering higher rates. There is a minimum balance required is $25,000.00. Rates may vary.

Student Checking

We know how expensive school can be. That's why our Student Checking account has no monthly service charge. * No minimum balance to keep. And your first 200 checks at no charge.

You can write up to ten checks each statement cycle at no charge. * And college students get a free ATM Card for 24-hour banking.

To enjoy all the benefits of our Free Student Checking account, you must be a high school or college student (at least age 14, but no older than 23). If you're under age 18, we'll need a parent's signature to open the account.

Normal overdraft charges apply.

Over 10 checks per statement cycle, there is a charge of 10¢ per check.

 

Business Checking

If you're in business, we know that finding a bank that can keep checking services simple and easy is important. You have a business to run - you shouldn't have to keep up with a lot of rules when it comes to your checking account.

That's why at Taylor County Bank, you'll find four checking accounts that mean business but won't keep you wondering.

Small Business Account - If you're a business that needs its cash flow and doesn't process a lot of items each month, then this may be what you're looking for. Just maintain a minimum balance of $1,000.00 per month and there's no service charge. If your balance ever falls below the $1,000.00 minimum, you'll receive a small, $10.00 fee. You can process as many as 100 items per month at no charge with only a $0.10 fee assessed on each item over the 100 limit.

Flat Fee Business Account - Don't want to keep up with balances or items, then this is what you're looking for. It's $30.00 per month. That's it, no minimum balance or other fees, just one flat fee per month. How much simpler could it be?

Big Business Account - If you're one of those businesses where $25,000.00 or more is a common balance, then the Big Business Account may be the best for you. Just maintain a minimum balance of $25,000.00 and there's no fee at all. Fall below the $25,000.00 minimum, and a $25.00 fee will be assessed.

Account Analysis - There are many businesses in our area for whom the best way to keep track of volume and fees, and more importantly to avoid, them is still account analysis. This method tracks your volume, your balances, provides an earnings credit on your balances and provides an analysis each month. Ask a Customer Service Representative for more information on this account.

At Taylor County Bank, we want your business account. If you have any questions or need additional information on any of the accounts offered please feel free to contact us for additional information.

Taylor County Bank reserves the right to place a business on Account Analysis if excessive items occur, little or no balances are held or both.