NOTICE OF YOUR FINANCIAL PRIVACY RIGHTS
This is our privacy notice for our customers. When we use the words "you" and 
"your" we mean the following types of customers:
       
 All of our customers who have a continuing relationship with us, such as:
       • Deposit account
       • Loan account
       • Safe deposit box
       • Self-directed Individual Retirement Account where we act as a 
         custodian or trustee.
       • Financial, investment, or economic advisory services (for a fee)
         We will tell you the sources for nonpublic personal information we collect on our 
         customers. We will tell you what measures we take to secure that information.

We first define some terms.
We, our, and us means Taylor county Bank.
Nonpublic personal information means information about you that we collect in
connection with providing a financial product or service to you. Nonpublic
personal information does not include information that is available from public
sources, such as telephone directories or government records.

An affiliate is a company we own or control, a company that owns or controls us,
or a company that is owned or controlled by the same company that owns or
controls us. Ownership does not mean complete ownership, but means owning
enough to have control.

A nonaffiliated third party is a company that is not an affiliate of ours.

THE INFORMATION THAT WE COLLECT
We collect nonpublic personal information about you from the following sources:

Information we received from you on applications or other forms
Information about your transactions with us
Information about your transactions with nonaffiliated third parties
Information from a consumer reporting agency
We do not disclose any nonpublic personal information about you to anyone, except
as authorized by law.

THE CONFIDENTIALITY, SECURITY AND INTEGRITY OF YOUR NONPUBLIC
PERSON INFORMATION
We restrict access to nonpublic personal information about you to those employees
who need to know that information to provide products or services to you. We
maintain physical, electronic, and procedural safeguards that comply with federal
regulations to guard your nonpublic personal information.

NONPUBLIC PERSONAL INFORMATION AND NONAFFILIATED THIRD PARTIES
Since we value our customer relationship with you we will not disclose our nonpublic
personal information to nonaffiliated third parties, except as permitted by law.

NONPUBLIC PERSONAL INFORMATION AND FORMER CUSTOMERS
We do not disclose nonpublic personal information about former customers.