Privacy Notice

What does Taylor County Bank do with your personal information?
Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and transaction history
  • account balances and payment history
  • credit history and overdraft history

When you are no longer our customer, we continue to share your information as described in this notice.
How?
All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Taylor County Bank chooses to share; and whether you can limit this sharing.


Reasons we can share your personal information

Does TCB share?

Can you limit sharing?

For our everyday business purposes –
to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Yes

No

For our marketing purposes –
to offer our products and services to you

Yes

No

For joint marketing with other financial companies

No

We don’t share

For our affiliates’ everyday business purposes –
information about your transactions and experiences

No

We don’t share

For our affiliates’ everyday business purposes –
information about your creditworthiness

No

We don’t share

For our nonaffiliates to market to you

No

We don’t share

Questions?
Call (270) 465-4196 or go to www.taylorcountybank.com.
What We Do
How does Taylor County Bank protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.  We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you.
How does Taylor County Bank collect my personal information?
We collect your personal information, for example, when you

  • open an account or deposit money
  • give us your contact information or apply for a loan
  • use your credit or debit card

Why can’t I limit all sharing?
Federal law gives you the right to limit only

  • sharing for affiliates’ everyday business purposes – information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.
Definitions
Affiliates
Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • Taylor County Bank does not share with our affiliates

Nonaffiliates
Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • Taylor County Bank does not share with nonaffiliates so they can market to you

Joint marketing
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Taylor County Bank doesn’t jointly market

Other Important Information
We do not share medical or health information about you with anyone except to process transactions or to provide services you have requested or initiated, such as insurance products.