About Us

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Our History...

Taylor County Bank is the only locally owned and operated financial institution in Taylor County. Its history in Taylor County goes back to 1914 when J.C. Miller, Sr., came into town traveling in a horse and buggy. J.C. Miller, Sr. was a man dedicated to serving others and providing quality financial service to people on a one on one basis. He believed in hard work and standing behind what he promised. That was a time that he himself describe as, “days of earnest effort and sincerity, days of longer work hours, and when a contract and a hand shake was considered a sacred bond. “ These were to become the very foundation of the institution that he was dreaming.

In 1937, J.C. Miller Sr., a builder and engineer by trade, envisioned the new bank in the aftermath of the great depression when most of the banks in town had closed. With $300,000 in capital, Taylor County Bank opened its doors on September 1, 1937.

During this time, as is customary in the Miller family, J.C. Miller, Jr. was working his way up within the bank until he was called upon by his country to serve as a decorated pilot in World War II. J.C. Jr is fondly remembered by many of the employees and customers that visit the bank today who created a legacy as a tireless civic leader and champion of commerce and progress in Taylor County. In 1956, he was named as President of the bank, a position he held until his untimely death in 1970.

His son James C. Miller III, who had also been quietly working his way up within the ranks, would then assume control of the bank at the young age of 28. A student of bank operations, and a born natural, Big Jim as everyone would affectionately call him, grew the assets of the bank from $7.9 million dollars in 1970 to over $21 million dollars in six short years and shaped the organization in to what it is today. It was under his watch that the new bank headquarters that we still occupy today was constructed, and its values were taught to a new generation of bankers. Like his grandfather and his father, he understood that the math was very simple, that it was about people, and serving their needs every day, and to see that the people the bank employed are the driving force in its success and longevity. Big Jim served as the Bank’s President for 37 years, until such time that retirement called his name.

Long time board member and former bank employee, Henry Lee was asked to step in at this time to serve as the bank’s fourth bank president. Henry had previously owned and operated a successful CPA firm in Campbellsville, and was ready for a change when the call came. He served the bank 10 years in that role, leading the bank through some of its most prosperous and financially successful years.

In 2017 history would repeat itself. James C. Miller IV was asked to serve as bank president upon the announcement of Mr. Lee’s retirement. Little Jim as he is known by many life-long employees and customers of the bank, like his predecessors, had been quietly working his way up within the bank for the past 17 years. Starting out as a teller and working in nearly every department within the bank would give him the necessary experience and knowledge the job would require. Even more so, it gave him perspective about the people who work here and the customers we serve and the tremendous value of those relationships. Events had come full circle within Taylor County Bank, as it was, as it is, as it will always be about people.

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Our Board of Directors

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Locations & Hours

ATM Locations

ATM LocatorClick Here to Begin

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Frequently Asked Questions

Is it safe to provide my account number and other personal information online?

As a rule, no! If Taylor County Bank needs specific information from you regarding an issue with your account we will contact you by phone or mail but will never ask you to provide such information online.

If you are contacted by phone or online by anyone representing themselves as Taylor County Bank, you should always call 270-465-4196 and ask a Customer Service Representative to verify.

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Can I look at all my transactions at any time?

Yes! With Online banking, you can have access to your account information 24 hours a day, 7 days a week!

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How frequently is my information updated?

Your account information is updated every business day with new transactions that are posted to your account the previous day.

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How can I tell what my available balance is?

The top of the statement will show any deposits, pending checks that have come in to your account on that day or withdrawals that you may have made but have not cleared in a Pending Balance. You should also be aware of the posting date on the pending items, because the funds will not be available until that date has arrived. For the actual amount available to you, you will need to look at the bottom of your statement under Available Balance, that number is the balances available to you at that point. Should you have any questions, you should contact any of our Customer Service Representatives.

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Are my deposit accounts FDIC insured?

Yes! Each individual customer's account is insured by the FDIC. On July 21, 2010, President Barack Obama signed the Dodd-Frank Wall Street Reform and Consumer Protection Act into law, which, in part, permanently raises the current standard maximum deposit insurance amount (SMDIA) to $250,000. The FDIC insurance coverage limit applies per depositor, per insured depository institution for each account ownership category. Consumers and bankers can find additional information regarding FDIC's deposit insurance coverage through the use of the FDIC's Electronic Deposit Insurance Estimator (EDIE) and deposit insurance publications located on the FDIC's website "Are My Deposits Insured?"

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Can I have my payroll check deposited directly into my account?

It can be set up thru your employer to have your check direct deposited to your account. You would need to give your employer a copy of a voided check so they will have your bank ABA number and your checking or saving account number. If you prefer, you can ask someone in Customer Service to give you that information to give to your employer. We cannot originate the direct deposit of a payroll check, but we can assist you with your direct deposit of your benefit check.

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What products can I apply for Online?

There are a lot of opportunities to use the convenience of our website. For instance, check your balances, transfer funds, pay your bills and even see your check images and statement, all at your convenience.

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Contact Us

For any questions or comments please contact us at customerservice@taylorcountybank.com

Note: The confidentiality of Internet e-mail cannot be guaranteed. Do not include private or confidential information such as passwords, account numbers, Social Security numbers, etc., in e-mails to Taylor County Bank.

Taylor County Bank