Personal Checking Accounts
Simple. Safe. Convenient.
Combining modern tools with useful benefits to make your checking experience secure and accessible whenever and wherever. No matter your financial lifestyle, we have a unique checking solution that is right for you.
First Class Checking
An account that’s in a class all on its own. Earn interest on your entire balance + save money with our complimentary Hometown Shopper Card. Your key to local savings is 50+ local merchants!
Earns Interest
Hometown Shopper Card
No Minimum Balance
Free Debit/ATM Card
Free Digital Banking
Details
- No Minimum Balance
- Unlimited Transactions
- Savings Round Up
- Hometown Shopper Card
- Cell Phone Protection * ++
- Safe Deposit Box Discount ++
- $10,000 Accidental Death & Dismemberment Insurance * ++
- Monthly Service Fee Applies
* Provided by non-affiliated third parties.
++ Not Insured by FDIC
- 3 FREE Cashier’s Checks Per Month
- 2 FREE Boxes of Club Checks Per Year
- 2 FREE Stop Payments Per Year
- 2 FREE Domestic Wires Per Year
Free Digital Banking including:
- Online Banking
- Mobile Banking
- Bill Pay
- Free E-Statements
Exclusive Benefits
- Mobile Deposit
- Peer to Peer
- Earns Interest
- Health Care Option on CDs
- Cash Back Rewards
Hometown Advantage Checking
All the essentials enhanced with useful benefits, including our Hometown Shopper Card. Your key to local savings is 50+ local merchants!
Hometown Shopper Card
No Minimum Balance
Free Debit/ATM Card
Free Digital Banking
Details
- Monthly Service Fee Applies
- No Minimum Balance
- Unlimited Transactions
- Savings Roundup
- Hometown Shopper Card
- Cell Phone Protection* ++
- Safety Deposit Box Discount ++
- $10,000 Accidental Death and Dismemberment Insurance* ++
* Provided by non-affiliated third parties.
++ Not Insured by FDIC
- 1 FREE Cashier’s Checks Per Month
- 2 FREE Boxes of Club Checks Per Year
- 1 FREE Stop Payments Per Year
- 1 FREE Domestic Wires Per Year
Free Digital Banking including:
- Online Banking
- Mobile Banking
- Bill Pay
- Free E-Statements
Everyday Checking
Free and easy checking with just the essentials.
No Monthly Service Fee
No Minimum Balance
Free Debit/ATM Card
Free Digital Banking
Details
- No Minimum Balance
- Unlimited Transactions
Free Digital Banking including:
- Online Banking
- Mobile Banking
- Bill Pay
- Free E-Statements
Money Market and VIP Money Market
The convenience of writing checks while earning interest on your savings.
Earns Interest
Easily Accessible by Check
Balance Tiers
Free Digital Banking
Details
- Minimum Balance Required *
- Easily Accessible by Check
- Interest Rates Change as Balance Tier Changes
- Transaction Limit of 6 per Month **
* Service Charges Apply if Balance Falls Below the Required Minimum Balance
** $10 per Item Charge for Excess Transactions
Free Digital Banking including:
- Online Banking
- Mobile Banking
- Free E-Statements
Balance Tiers:
- $500 - $4,999.99
- $5,000 - $9,999.99
- $10,000 - $24,999.99
- $25,000 - $49,999.99
- $50,000 - $99,999.99
- $100,000 and Above
Health Savings Account
Accumulated funds tax-free to pay for current and future qualified medical expenses.
Earns Interest
Tax Free Savings for Healthcare
Protects Against the Unexpected
Details
- No Minimum Balance
- Earns Interest
- Builds Tax Free Savings for Healthcare
- Individual and Employer Contributions Available
- Protects Against Unexpected Medical Bills
- Potential to Lower Healthcare Costs
- Available for both individuals and families.